Universal Credit

Universal Credit is a new single payment for people who are looking for work or on a low income.

Universal Credit logoUniversal Credit will help claimants and their families to become more independent and will simplify the benefits system by bringing together a range of working-age benefits into a single streamlined payment. The new Universal Credit system aims to:

  • improve work incentives
  • smooth the transitions into and out of work, supporting a dynamic labour market
  • simplify the system, making it easier for people to understand, and easier and cheaper for staff to administer
  • reduce in-work poverty
  • cut back on fraud and error.

It will be launched in 2013 and will replace:

  • income-based Jobseeker’s Allowance
  • income-related Employment and Support Allowance
  • Income Support
  • Child Tax Credits
  • Working Tax Credits
  • Housing Benefit.

There is a great need for people to get ‘digitally prepared’ for when these changes occur so don’t let a lack of computer skills be a barrier to you, why not try our Online Basics course and follow this up with the Make money work course. For more details click here:

For up to date information from DWP regarding Universal Credit please also refer to http://www.dwp.gov.uk/policy/welfare-reform/universal-credit/

Or check out the National Housing Federation’s page at http://www.housing.org.uk/policy/social_inclusion_and_welfare/welfare_reform.aspx

Or for Helen Milner’s blog on Universal Credit, check out: http://helenmilner.posterous.com/universal-credit-so-whats-it-all-about

The Chartered Institute of Housing has developed a Welfare Reform Impact Tool, which includes a personal calculator – available online and as a mobile app.

Also, with the links between financial literacy being so closely linked with digital exclusion, why not  have a go with Online Centres Foundation’s new ‘Make Money Work’ online course?  Available for FREE at http://www.learnmyway.com/learn-more/make-money-work/next